Step 1: Initial Application Criteria Checklist

* You must be a NZ Citizen / Permanent Resident and currently living in New Zealand
* You must be older than 18 years of age
* Proof of identity by means of a NZ drivers licence, passport or firearms licence
* Terms & conditions apply and Finance Now's normal lending criteria and loan terms apply. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Visit for more information
* Click here for a complete list of standard Finance Now fees, a copy of our Disclosure Statement and Terms and Conditions applicable during the term of the loan